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AA car insurance

Let the AA team do the hard work for you.4 out of five people will save money with an AA car insurance quote and the AA guarantee to find you the cheapest quote they can, up to 12.5% discount if you purchase online now.

We have marked each benefit, so you can easily identify which ones apply to each level of car insurance cover.

** covered by all policies

** covered by comprehensive and third party, fire and theft

* covered by comprehensive only

AA - The Benefits

* Accidental damage cover
Damage to your car and its accessories up to their market value including the cost of towing your car to the nearest recommended repairer and the reasonable cost of its re-delivery.

*** Damage
To other people's property.

*** Driving other cars
Your liability to others while driving a car not owned by you, or hired by you under a hire purchase agreement.

*** Foreign use
The Territorial Limits are automatically extended for a period of 90 days to include any member country of the European Union, Czech Republic, Republic of Slovakia, Hungary, Switzerland, Cyprus, Iceland, Norway, Slovenia, Croatia and Liechtenstein.

*** Legal defence
The reasonable costs for legal services to defend a charge of manslaughter or dangerous driving causing death in connection with any accident which might involve legal liability covered by this insurance.

** Loss of or damage
To your car by fire, theft or attemped theft.

* Medical expenses
Up to £ 300 per person (£ 400 for AA members) for you or your passengers as a result of an accident involving your car.

*** Passenger negligence
(eg careless opening of a door).

* Personal accident cover
£ 5,000 (£ 7,500 for AA members) paid to you or your spouse for death or loss of limb or eye arising from an accident with any private car.

* Personal belongings
up to £ 150 (AA members £ 200) while they are in your car.

*** Personal injury
To, or death of other people arising out of the use of your car.

* Replacement car
For cars less than one year old and first registered in your name, which are damaged beyond 60 per cent of the list price, or stolen, a replacement new car of the same make, model and specification will be supplied, provided a model is available and not out of date.

* Windscreen cover

Note: Increased benefits for AA members apply only if the policy holder is an AA member at the time of the incident